Disclaimer

Last Updated: 11th July, 2025

This Disclaimer governs your use of the website www.perccent.com and/or the Perccent mobile application (collectively, the “Platform”) owned and operated by Perccent Edge Private Limited (“Perccent”, “We”, “Us”, “Our”). By accessing or using the Platform, you acknowledge and agree to the terms set out in this Disclaimer, in addition to our Privacy Policy and Terms & Conditions.

  1. General Information Only:
    The content on the Platform is intended for general informational purposes only. While we strive to provide accurate, timely, and updated information, we make no guarantees regarding the accuracy, completeness, or reliability of any information presented.

    Nothing on the Platform should be construed as:

    • Financial or investment advice

    • Legal or tax advice

    • A recommendation or solicitation to buy/sell any financial product or security

    • A substitute for professional consultation




    You are solely responsible for evaluating the risks and merits of any investment decision and are advised to consult with a SEBI-registered investment advisor or licensed professional before making any investment or financial decision.

  1. No Advisor Relationship:
    Perccent is not a SEBI-registered investment advisor, portfolio manager, stockbroker, or mutual fund distributor. Any insights, analytics, model portfolios, risk profiling tools, or recommendations available on the Platform are automatically generated based on user inputs and publicly available data and should not be interpreted as personalized financial advice.

  1. Third-Party Services and Partners:
    The Platform may integrate or facilitate services provided by regulated third-party entities such as:



    • Asset Management Companies (AMCs)

    • Registered Investment Advisors (RIAs)

    • Payment service providers (including UPI)

    • Mutual fund RTAs and custodians

    • Account aggregators and credit bureaus

    • NBFCs and lending partners


      Perccent is not responsible for the performance, actions, failures, or policies of these third parties. You must review their individual terms and policies before using their services via the Platform.

  1. No Guarantees or Warranties:
    All services and data provided through the Platform are offered on an “as-is” and “as-available” basis without any express or implied warranties, including but not limited to:

    • Accuracy or completeness of data

    • Availability or uptime of services

    • Suitability for a specific financial goal

    • Compatibility with your device or platform


    We do not warrant that the Platform will be free of viruses, errors, or other harmful components.

  1. Investment Risks:
    All investments in mutual funds, fixed deposits, or market-linked instruments are subject to market risks. Past performance is not indicative of future returns. You may lose all or part of your investment, and Perccent will not be liable for any financial loss or damage arising from your investment decisions.





    You are strongly encouraged to read all scheme-related documents, disclosures, and offer documents issued by the respective product providers before making an investment.

  1. Limitation of Liability:
    To the maximum extent permitted by applicable law, Perccent, its directors, employees, affiliates, or service providers shall not be liable for any:

    • Loss of data, revenue, or investment

    • Business interruption

    • Unauthorized access to or misuse of your data

    • Any direct, indirect, incidental, punitive, or consequential damages arising out of your use or inability to use the Platform

  1. Jurisdiction and Governing Law:
    This Disclaimer is governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Bangalore, Karnataka.

  1. Contact Us:
    If you have any questions about this Disclaimer or wish to report a concern, you may contact:



    Perccent Edge Private Limited





    Phone: +91 90717 00100




    Email: hello@perccent.com




    Address: Swapnalok, Aga Abbas Ali Road, Ulsoor, Bangalore – 560008, India

HELP CENTER

Your Guide to Quick Solutions

Explore our comprehensive Help Center for easy access to troubleshooting tips, FAQs, and step-by-step guides.

What is Perccent?

Perccent is here to make people feel confident about investing—not just in traditional assets, but in all the options available today. Because when you understand something and see where it’s taking you, you don’t need to fear it. Instead, you can feel confident and in control, knowing you're building a brighter financial future. We also make sure you understand what you’re investing in. No jargon. No pressure. Just clear and honest recommendations.

Is there a minimum investment amount?

Yes, you can begin your SIP or lumpsum investment with as low as ₹100, depending on the mutual fund scheme.

Is my investment safe with Perccent?

Your investments are held securely with SEBI-registered mutual fund houses. Perccent provides a secure interface to facilitate investing and does not directly hold your funds.

How do I start investing with Perccent?

Simply sign up, complete your digital KYC using your PAN and Aadhaar, and start investing in regular plan mutual funds with as little as ₹100.

What types of mutual funds can I invest in?

You can choose from equity, debt, and hybrid mutual funds based on your goals and risk profile. Our AI helps recommend the most suitable options for you.

How long does KYC take on Perccent?

KYC is 100% digital and paperless, and it takes less than 3 minutes to complete if you have your PAN and Aadhaar handy.

HELP CENTER

Your Guide to Quick Solutions

Explore our comprehensive Help Center for easy access to troubleshooting tips, FAQs, and step-by-step guides.

What is Perccent?

Perccent is here to make people feel confident about investing—not just in traditional assets, but in all the options available today. Because when you understand something and see where it’s taking you, you don’t need to fear it. Instead, you can feel confident and in control, knowing you're building a brighter financial future. We also make sure you understand what you’re investing in. No jargon. No pressure. Just clear and honest recommendations.

Is there a minimum investment amount?

Yes, you can begin your SIP or lumpsum investment with as low as ₹100, depending on the mutual fund scheme.

Is my investment safe with Perccent?

Your investments are held securely with SEBI-registered mutual fund houses. Perccent provides a secure interface to facilitate investing and does not directly hold your funds.

How do I start investing with Perccent?

Simply sign up, complete your digital KYC using your PAN and Aadhaar, and start investing in regular plan mutual funds with as little as ₹100.

What types of mutual funds can I invest in?

You can choose from equity, debt, and hybrid mutual funds based on your goals and risk profile. Our AI helps recommend the most suitable options for you.

How long does KYC take on Perccent?

KYC is 100% digital and paperless, and it takes less than 3 minutes to complete if you have your PAN and Aadhaar handy.

HELP CENTER

Your Guide to Quick Solutions

Explore our comprehensive Help Center for easy access to troubleshooting tips, FAQs, and step-by-step guides.

What is Perccent?

Perccent is here to make people feel confident about investing—not just in traditional assets, but in all the options available today. Because when you understand something and see where it’s taking you, you don’t need to fear it. Instead, you can feel confident and in control, knowing you're building a brighter financial future. We also make sure you understand what you’re investing in. No jargon. No pressure. Just clear and honest recommendations.

Is there a minimum investment amount?

Yes, you can begin your SIP or lumpsum investment with as low as ₹100, depending on the mutual fund scheme.

Is my investment safe with Perccent?

Your investments are held securely with SEBI-registered mutual fund houses. Perccent provides a secure interface to facilitate investing and does not directly hold your funds.

How do I start investing with Perccent?

Simply sign up, complete your digital KYC using your PAN and Aadhaar, and start investing in regular plan mutual funds with as little as ₹100.

What types of mutual funds can I invest in?

You can choose from equity, debt, and hybrid mutual funds based on your goals and risk profile. Our AI helps recommend the most suitable options for you.

How long does KYC take on Perccent?

KYC is 100% digital and paperless, and it takes less than 3 minutes to complete if you have your PAN and Aadhaar handy.