Terms and Conditions
Last Updated: 11th July, 2025
These Terms of Use (“Terms”) outline the rules and regulations for the use of www.perccent.com and/or the Perccent mobile application (collectively, the “Platform”), operated by Perccent Technologies Private Limited (“Perccent”, “We”, “Us”, or “Our”). These Terms apply to all users (“User”, “You”, “Your”) who access, use, register, or interact with the Platform in any capacity.
Acceptance of Terms:
By accessing the Platform or clicking “I Agree”, “Sign Up”, or similar options, You agree to be bound by these Terms and our Privacy Policy. If You do not agree with any part, please refrain from using the Platform. We may update these Terms periodically, and it is Your responsibility to review them. Continued use of the Platform constitutes acceptance of any revised Terms.
Platform Services:
Perccent provides technology infrastructure for wealth and financial management services, including but not limited to:Portfolio tracking and analysis
Mutual fund and investment discovery tools
Financial goal planning
Tax reporting tools
Research and educational content
Personalized insights and recommendations
Integration with regulated partners for execution services
We may partner with regulated third-party entities for broking, advisory, payment processing, and KYC. Your engagement with any such partner shall be governed by their respective terms.
Eligibility:
You represent that:You are at least 18 years old and legally competent to enter into a binding contract.
You are using the Platform for personal, non-commercial purposes.
All information provided is accurate, current, and complete.
User Obligations:
You agree to:Use the Platform lawfully and ethically.
Maintain the confidentiality of login credentials.
Not misuse or attempt to exploit the Platform.
Not copy, redistribute, reverse-engineer, or alter any part of the Platform without written consent.
Data and Consent:
You authorize Perccent to:Access, process, and store Your data (including financial and personal information) in accordance with our Privacy Policy.
Share Your information with third-party service providers and regulated partners, where required for providing services.
Investment-Related Disclosures:
Perccent is a technology platform and not a SEBI-registered advisor or distributor. We do not offer personalized financial advice or execution services directly. Any investment-related actions taken through our Platform are done at Your own discretion and risk.
Mutual fund and stock investments are subject to market risk. You are advised to read scheme/offer documents carefully before investing.
Portfolio & Insight Tools:
Our tools offer analytics and visualizations for Your convenience, but should not be considered as official performance reports. We do not certify any data as tax- or audit-compliant unless explicitly stated.
Communication and Notifications:
You agree to receive communications from Perccent through email, SMS, WhatsApp, or app notifications regarding service updates, product features, promotional messages, or transaction-related alerts. You may opt out of promotional messages through account settings or by contacting hello@perccent.com.
Intellectual Property:
All content, design, logos, software, and trademarks on the Platform belong to Perccent or its licensors. You may not reuse or reproduce them without written permission.
Limitation of Liability:
Perccent is not liable for:Investment losses
Service delays or interruptions
Errors in data provided by third-party APIs or partners
Unauthorized access to Your account due to misuse of credentials
Force majeure events (acts of God, technical failures, regulatory changes)
Indemnification:
You agree to indemnify and hold harmless Perccent, its directors, employees, and partners from any claims, liabilities, damages, or expenses arising out of Your use of the Platform or violation of these Terms.
Termination:
We may suspend or terminate Your account in case of:Breach of Terms
Fraudulent or illegal activity
Regulatory requirements
You may also request account closure by contacting hello@perccent.com. Your data may be retained as required by law or regulatory bodies.
Governing Law and Jurisdiction:
These Terms shall be governed by and interpreted in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Bangalore, Karnataka.
Grievance Redressal:
For complaints, queries or to report violations, please email us at:
Phone: +91 90717 00100
Email: hello@perccent.com
IP Infringement:
If You believe any content on Perccent violates Your intellectual property rights, please
Email: hello@perccent.com
Include:Identification of the IP allegedly infringed
Details of the infringing material
Proof of ownership
Your contact information
Signature (physical or electronic)
Bill Payments, Credit, MTF & Third-party Services (If Applicable):
When available, third-party services such as mutual fund execution, margin trading, bill payments, or loans will be governed by additional service-specific terms provided at the time of usage. Perccent’s role is strictly limited to facilitation and not that of the provider, executor, or financier of such services.
