Insights from Perccent

Insights

Everything you need to invest confidently in India — from tax rules to market trends, explained simply, for investors at home and abroad.

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Mutual FundsMarch 6, 20265 min read

Regular vs Direct Mutual Funds: Understanding the Difference

Regular vs direct mutual funds, the real difference isn't returns, it's whether you want guidance or full control of your investing journey

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Mutual FundsMarch 7, 2026

When Mutual Funds Go Down: Causes, Lessons, and Smart Moves

Why are your mutual funds down? Understand the real reasons behind market dips, and why staying invested (not panicking) is usuall…

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Investment & PlanningMarch 8, 2026

Gold SIP Plan: A steady way to add gold to your portfolio

Add gold to your portfolio the simple way — no lockers, no Demat account, just a steady SIP that builds your gold exposure over ti…

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Investment & PlanningMarch 9, 2026

Mutual Fund Sahi Hai: A Practical Way to Invest—When You Do It the Right Way

Mutual funds really are 'sahi' — when you match the right fund to your goal, stay consistent with SIPs, and let patience do the co…

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Retirement & LegacyMarch 10, 2026

The Need for Retirement Planning: Goals, Process, and Mutual Fund Strategies

The earlier you start, the less you need to save, retirement planning turns time into your biggest asset.

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Mutual FundsSeptember 21, 2025

Moving Your Mutual Funds The Right Way: A Clear Guide

You’ve carefully built your mutual fund portfolio. But life keeps moving—jobs change, brokers evolve, goals sharpen. When that hap…

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Mutual FundsSeptember 21, 2025

The Clear Upside: How Mutual Funds Help Investors Build Wealth

Most of us want our savings to do more than sit idle. We want them to grow steadily, survive market swings, and move us closer to …

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Mutual FundsSeptember 30, 2025

Exit Load Explained: How It Works and When It Applies

You invest, your fund grows, and you decide to redeem. The credit hits your bank—slightly lower than expected. That tiny differenc…

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Mutual FundsSeptember 30, 2025

From Goals to Funds: A Practical Way to Choose Mutual Funds

Almost every week, you’ll see new lists of the best mutual funds shared online. People forward screenshots and compare which funds…

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Mutual FundsSeptember 30, 2025

The Right Mutual Fund For You: A Simple, Goal-First Way To Choose

Every investor wants two things: growth that feels steady and choices that don’t keep you up at night.Yet the internet still pushe…

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