This Disclosure Document (“Disclosure”) is published by Perccent Edge Private Limited (“Perccent”, “We”, “Us”, “Our”) in accordance with applicable regulatory and industry standards. This document is intended to transparently disclose our role, business model, regulatory affiliations, risks, and data usage practices as part of the services provided through our website (www.perccent.com) and mobile application (collectively, the “Platform”).
Nature of Platform:
Perccent is a technology-driven investment research and analytics platform that enables users to:Track mutual fund portfolios
Analyze risk, return, asset allocation, and overlaps
Discover investment opportunities through tools and algorithms
View model portfolios and simulated comparisons
Access educational content and market data
We do not offer any execution, advisory, or broking services directly. Instead, we may partner with SEBI/RBI/IRDAI-registered entities for such regulated activities.
Regulatory Status:
Perccent Edge Private Limited is not a SEBI-registered investment advisor, research analyst, stockbroker, portfolio manager, or mutual fund distributor.
Any references to investment opportunities, rankings, or risk profiling are illustrative and non-binding, generated by algorithms based on publicly available data and/or user inputs. We do not provide personalized financial advice.
Affiliations and Partnerships:
Perccent may partner with registered entities for specific regulated activities. These include:
Entity Type
Role
SEBI-registered RIA
Advisory Services (if applicable)
Mutual Fund AMCs
Fund data and schemes
RTAs (e.g., CAMS/KFintech)
Portfolio statement parsing
Banks/NBFCs
Deposits, loans, and payments
UPI Providers
Payment interfaces
Credit Bureaus
Credit score access
Account Aggregators
Linked account data (with consent)
Each of these services is governed by the partner’s respective terms and disclosures. Perccent does not influence their functioning, fees, or regulatory compliance.
Business Model:
Perccent earns revenue from the following sources:Subscription plans for advanced analytics
Platform usage or SaaS-based institutional integrations
Technology partnerships and white-label solutions
Sponsored content or promotional placement (disclosed wherever applicable)
Referral fees from regulated partners (clearly declared where applicable)
We do not charge fees for mutual fund execution or collect commission from AMCs unless explicitly declared. We do not sell your personal data to advertisers.
Risk Disclosures:
Mutual Fund and Market Risks: Investments in mutual funds and securities are subject to market risks. Please read scheme documents carefully. Past performance is not indicative of future results.
Analytics Limitations: All insights are based on available data and may not reflect real-time prices or NAVs. Analytics do not constitute investment advice or guarantees.
Credit Risks (if applicable): For credit-related products, creditworthiness assessments are based on bureau data and platform inputs. Final decisions rest with partner lenders.
Users are responsible for verifying all information and consulting certified professionals before acting on it.
Data Handling and Consent:
Perccent accesses and processes user data under clear user consent, and in compliance with applicable data privacy regulations. We do not access bank accounts, credit reports, email, or Digilocker data without your explicit permission. For full data-related practices, refer to our Privacy Policy and Terms & Conditions.
Grievance Redressal:If you have any complaints or concerns regarding disclosures, please reach out to our Grievance Officer:
Email: hello@perccent.com
Phone: +91 90717 00100
Address: Swapnalok, Aga Abbas Ali Road, Ulsoor, Bangalore – 560008, India
Changes and Updates:This Disclosure Document may be revised periodically. Users will be notified of any material changes through our Platform or by email.